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Waterfront Homes for Sale in St. Louis, MN

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Welcome to your dedicated resource for waterfront homes for sale in St. Louis, MN. This page is your live portal for listings that match the exact homes for sale you demand, filtering out irrelevant properties to save you time. As a local St. Louis, MN agent, MN Direct Properties specializes in the unique market dynamics of this area, offering insights into amenities, home values, and investment potential. Start exploring the waterfront properties currently available below, or contact a local agent to discuss the details that matters most to your search.

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All Waterfront Homes for Sale in St. Louis, MN

$195,000
7022728 MLS
5.19 acres with an impressive 495’ of south-facing lakeshore offering excellent sun exposure and beautiful water views. This exceptional parcel features electricity on site, dock already in place, and a compliant outhouse. Minutes from the nearest public access, the property provides both privacy and convenience. A truly great building site with good elevation and scenic vistas — ideal for your future lake retreat.

5248 Ely Island S, Tower

Listing courtesy of Vermilion Land Office, Inc..

$69,900
7019115 MLS
Perfectly situated and ready for your vision, this beautiful parcel offers an ideal setting to build your dream home or create a fantastic rental opportunity. Chester Creek runs along the back of the property, adding a peaceful natural backdrop and year-round charm. Located just minutes from Kenwood, area colleges, and the mall, you'll enjoy both convenience and privacy in a highly desirable area. A great opportunity to craft the space you’ve been dreaming of in a prime Duluth location.

2100 W Arrowhead Road, Duluth

Listing courtesy of Lakes Sotheby's International Realty.

$49,900
7018316 MLS
This sale is 1 Lot, Lot #13 in the Tower R.V. Resort. The Member is Purchasing an undivided interest in the cooperative. Boat slip on channel with access to Tower and Pike Bay on Lake Vermillion. The Lots have city sewer and water already on site and a 50-amp electrical hookup as well. Bring the RV and stay for the summer! The Tower area and Lake Vermillion are among the Best That Minnesota has to offer.

TBD 13 Lake Ave S, Tower

Listing courtesy of eXp Realty.

$196,000
7018030 MLS
Attention Lakeshore Investors: Gorgeous and Private Build Site with Lake Vermilion Access Located a few hundred yards from the shores of Lake Vermilion’s Daisy Bay and just south of Frazer Bay, this tract includes 7.9 acres and offers a number of stunning home build sites with Vermilion access—one of North America’s premier freshwater fisheries. Plot C is located just north of the County Highway 77/Fectos Road T-intersection and comes standard with a quarter interest in Tract D, which is a 1-acre lakeside plot immediately adjacent (east) to Tract E. The interest will allow for dock and boat slip placement for the plot C owner. Complete with 7.9 acres, the beautiful mix of hardwoods and pines on gently rolling hills that eventually drop into a tamarack swamp on the east side. The various build sites offer a number of pre-approved septic locations that are conveniently complimented by paved road frontage. With a few high points that provide stunning 360-degree views, the various build locations will offer up breathtaking 4-season views. This property is located 12 miles northwest of Tower and 15 miles east of Cook, Minnesota—both communities offer simple access to convenience, grocery, hardware and lumber stores, and mixed in are a number of fantastic restaurants. While Lake Vermilion is a renowned world-class muskie and walleye fishery, and the crappie and bluegill fishing is often overlooked yet exceptional. However, the large- and smallmouth bass fishing has recently garnered national attention—it’s among the very best in the state, let alone the country. The fishing at Vermilion is tremendous all year long—but there are also abundant opportunities at whitetails, black bears, wild turkeys, grouse and more. I’m certain I saw moose tracks while traversing the property.

0012 Fectos Road, Tower

Listing courtesy of Midwest Land Group LLC.

$199,000
7018018 MLS
Breathtaking Build Site/Investment Opportunity with Lake Vermilion Shoreline Access Overlooking Lake Vermilion’s Daisy Bay and just south of Frazer Bay, this tract includes 8.2 acres and presents a number of stunning home build sites with Vermilion shoreline access—one of North America’s premier freshwater fisheries. Plot B is located just north of the County Highway 77/Fectos Road T-intersection. Plot B comes standard with a quarter interest in Tract D, which is a 1-acre lakeside plot immediately adjacent (east) to Tract E. The interest will allow for dock and boat slip placement for the plot B owner. Featuring 8.2 acres, the beautiful mix of hardwoods and pines on gently rolling hills that eventually drop into a tamarack swamp on the east side. The various build sites offer a number of pre-approved septic locations that are conveniently complimented by paved road frontage. This particular plot might offer the most beautiful view on the lake. There is an elevated flat spot halfway back that provides unforgettable views that could work as an epic lake-county build site. This property is located 12 miles northwest of Tower and 15 miles east of Cook, Minnesota—both communities offer simple access to convenience, grocery, hardware and lumber stores, and mixed in are a number of fantastic restaurants. While Lake Vermilion is a renowned world-class muskie and walleye fishery, and the crappie and bluegill fishing is often overlooked yet exceptional. However, the large- and smallmouth bass fishing has recently garnered national attention—it’s among the very best in the state, let alone the country. The fishing at Vermilion is tremendous all year long—but there are also abundant opportunities at whitetails, black bears, wild turkeys, grouse and more. I’m certain I saw moose tracks while traversing the property.

0000 Fectos Road, Tower

Listing courtesy of Midwest Land Group LLC.

$239,500
7001566 MLS
Discover a truly rare Lake Vermilion offering—16 pristine acres with 455 feet of southwest-facing shoreline on a quiet bay off Niles Bay. Surrounded by towering pines and adjacent to State of Minnesota land, this property offers unmatched privacy and natural beauty. With approved septic sites, Certificate of Survey, nearby electric, and a driveway easement already established, this exceptional building site is ready for your Northwoods dream.

TBD Yahoo Point Road, Cook

Listing courtesy of Vermilion Land Office, Inc..

$229,000
6820289 MLS
Discover the perfect Northwoods escape on Lake Vermilion - a water access only property offering peace, privacy, and endless outdoor adventure. This beautiful 8.86-acre retreat features 1,115 ft. of natural shoreline with southern exposure, providing plenty of sunshine and a quiet setting tucked in a calm bay. Just a short boat ride from Moccasin Point public boat launch, it's easy to reach yet feels a world away. Spend your days fishing, hunting, bird watching and boating or simply relax and take in the sights and sounds of nature. With plenty of space to build your dream cabin, this property captures the true spirit of Northern Minnesota living on one of its most beloved lakes - Lake Vermilion.

95150 Bystrom Bay, Tower

Listing courtesy of Vermilion Land Office, Inc..

$254,500
6814813 MLS
Prime lakeshore lot with 375 feet of lakeshore on 4 acres of stunning land! Nestled in the heart of the Northwoods, this property features majestic tall pines, mature trees, and breathtaking rocky outcroppings, providing the perfect backdrop for your dream retreat. Southwest exposure with beautiful sunsets and abundant sunlight throughout the day. Direct access to hundreds of acres of state and federal forest for endless outdoor adventures. Choose from numerous ideal locations to build your perfect getaway. Electricity nearby and approved septic sites. Whether you’re looking to build your dream home, a vacation retreat, or simply invest in nature, this property has it all.

TBD Wilderness Way, Cook

Listing courtesy of Vermilion Land Office, Inc..

$1,900,000
1 Beds ⋅ 1 Baths ⋅ 6813812 MLS
Escape to your very own private & exceptional 7+ acre island nestled in the heart of Lake Vermilion's Frazer Bay. This exclusive property boasts a wealth of features that promise a truly extraordinary lakeside experience. Embrace the distinctive architectural charm of three stunning "Baker" Dome cabins, each offering a unique and cozy living space. Accommodate family & friends with ease in a spacious 1 BR guest cabin (with kitchen), plus a charming 1 BR bunkhouse, wet boathouse, & original icehouse! All buildings have new roofs! Hike along the picturesque walking trail with boardwalks, that encircles the island, providing enchanting views & moments of serenity plus a natural sand beach! Convenience is key, & this property offers a rare mainland access including another boathouse! This property promises a lifetime of cherished memories. First time on the market!

7228 Mercer Island, Cook

Listing courtesy of Vermilion Land Office, Inc..

$480,000
6805686 MLS
Here's very rare gem of a property!! This property has to be one of the prettiest properties I've ever been on. This property is on the Laurentian Divide!! The property is at the end of a dead end road and once through the gate a person can very easily access all the parcels with vehicle on the substantial road/trail system the seller had cleared and built. A very notable feature of this property is the hilly topography in the southern three parcels. The southern parcels of this property have the Boriin Creek that flows north through the property. This creek is about the lowest point in the property and from this point to the top of the ridge that makes up the east there is approximately 250 feet of elevation change. Heading west of Boriin Creek is approximately 120 feet of elevation change to the highest point on the west ridge on this property. This whole southern portion is made up of tons of beautiful maple, oak, birch!! There is also a great mix of conifer species and other tree types. I flushed several grouse and noticed deer sign throughout the property including the top ridge in the east where it's somewhat of an oak flat up on top. There are also some very cool large rocks you come upon while walking these ridge areas. Making our way back up to the northernmost parcel it's a completely different feeling property. This parcel is dominated by poplar. It has rolling topography but isn't super hilly. The seller has a shipping container near the road coming in. From the shipping container you can look down a long cleared opening towards the east. As you look at the maps you see this cleared opening has another one just like it intersecting it just east of the shipping container. These openings have some clover in them but they would serve as amazing openings to plant food plots in. Just to the east of this northern parcel is county tax forfeit land with a beautiful beaver pond that would be a great place to trap, duck hunt or wildlife watch. There is more state and county tax forfeited lands on several of the properties borders. Long story short this is a remarkably special property for so many reasons. Truly a rare find and opportunity to own a property like this one!

TBD French Rd., Chisholm

Listing courtesy of Whitetail Properties Real Estate.

$225,000
6797998 MLS
Opportunity to own over 3 acres of premium Northwoods real estate with approximately 250 feet of direct lake access. This exceptional parcel combines natural beauty with practical building advantages. The landscape speaks for itself: white pines, mature timber, and striking granite outcroppings create a truly distinctive setting. Strategic southwest orientation ensures optimal sunlight.. This is a fantastic opportunity for discerning buyers ready to build their custom Northwoods estate or to secure a recreational asset.

Lot 7 Wilderness Way, Cook

Listing courtesy of Keller Williams Realty Integrity Lakes.

$185,000
6782036 MLS
Enjoy island life on Lake Vermilion on a beautiful, fairly level lot just minutes from several public landings and a marina and located at the mouth of Pike Bay. This semi cleared island has bedrock out croppings, pine trees and is semi cleared and ready for your enjoyment. Property has over a 4 miles view east across Big Bay on Lake Vermilion but is protected on by mainland on the North. This island has location, location, location!!!! Lot is approx. 1.54 acre with over 950' of lake frontage. Quotes for electric, septic, well and survey info for buildings site is available.

TBD Meyers Island, Tower

Listing courtesy of BIC Realty.

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The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the Regional Multiple Listing Service of Minnesota. Real estate listings held by brokerage firms other this firm are marked with the Broker Reciprocity logo. Information Deemed Reliable But Not Guaranteed. Property locations as displayed on any map are best approximations only and exact locations should be independently verified.

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